Montana Insurance License

If you want to become an insurance agent, you probably have lots of questions on how to obtain a license. Luckily, this guide is here t furnish you with relevant information concerning the Montana insurance licensing procedures and rules.

Steps to become an insurance agent in Montana

Step 1: Get insurance education

In the state of Montana, you do not need to attend special pre-licensing courses and complete required hours or credits. On the contrary, the state has it that you prepare for the exam the way you want without any educational obligations.

Having this in mind, you can either choose independent study or get insurance education through a particular program. Each of these options has its positive and negative sides and you should choose the best one for you.

If you do not want to spend money on education, you can learn by yourself and schedule the studies. There is much professional content on the Internet to use for your studies.

Selecting a pre-license coursework may also work for you providing that you attend an appropriate one. Make sure the coursework is an approved one as they ensure a level of knowledge about the products and services of the insurance market.

Step 2: Pass the licensing exam

Afterwards you must take the Montana insurance license exam, which will qualify you for license application.

Go to this page to make an exam reservation. For registration, you will need to use your legal name, address, Social Security number, daytime telephone number and date of birth. Also, do not forget to mention the name of the examination you want to take and the preferred testing location.

If you want to make a phone reservation, call at 800-274-8906.

On the exam day you should arrive at least thirty minutes earlier to complete registration. You must have two forms of current signature identification with you.

Pay attention to the fact that the test is proctored and the proctor will be watching over you the whole time.

Step 3: Background check and fingerprinting

Before applying for the license, you should provide your fingerprints to start the background check process.

You can schedule the fingerprinting on the examination day. The service costs $54.

Step 4: Apply for the insurance license

Only after completing the former steps will you be able to apply for the license. Follow this link to submit your application online and finish the licensure process.

Note that there is no license fee. Hence, you will only need to pay $5 for the online vendor service.

Contact Information

Montana Department of Insurance
Producer Licensing
840 Helena Avenue
Helena, MT 59601
Phone: 406-444-2040 or 800-332-6148 (in MT)
Fax: 406-444-3497

Is it hard to get your insurance license in Montana?

In general, the licensing process is not quite easy as there are some requirements to fulfill. Nevertheless, you should not be afraid of the challenges on the way of getting the insurance license.

Most of the time, students or applicants associate licensing difficulties with passing the state exam. That is right, as you will face the hardest time while you try to pass it.

Each insurance exam has its own difficulties. For example, the Health insurance exam tends to be harder than that of Life insurance. The thing is that the former has many complications connected with the human health.

In similar fashion, the Casualty insurance exam is more difficult than the Property insurance exam.

What disqualifies you from getting an insurance license in Montana?

Becoming a licensed insurance agent in Montana, you will offer insurance products to the public. For this reason, it is important to find a credible agent, who will be honest in his deals.

In addition to this, criminal history or felonies might affect the licensing process.